For reference program credit card:
1. Akki Checking.
2. SID Negative.
3. Income Adequacy applicant to meet debt obligations and needs.
4. Age period of less than credit card required.
5. Use credit cards exceed credit limit.
6. The number of credit application.
7. Credit history of applicant
8. Period of employment from the prospective applicant.
From the point above is very important so we can better maintain the credibility of the data themselves on credit history and others. This information is intended to help the circle of ignorance, so do not accidentally included in the category of the Black List or the other and thus difficult to relate to his credit.