The main problem is that there’s always a family usually revolved around finance. Could be due to lack of money, the excess money or because of the confused how to arrange the money his earnings while always needs exceed intake.
But it’s all Word of mouth key is how to manage the family’s finance or personal with intelligent, meticulous and well. Due to financial problems set regardless of you people are poor, medium or rich. Because anyone can manage his family’s finances, then it can be said to be 50% of their already successful and unsuccessful in terms of financials.
To that end on the inscription this time we will divide one of the tips are taken from one of the endorser My Family Accounting Mr. Ahmad Gozali. As for he gave a tip and tips how to make a successful family in organizing his family finances. As for the secret to success is by performing the following steps in order and discipline, namely:
Each time receiving the salary of the player who most of all you have to do first is to pay the mortgage debt first. Why? Because of the debt is the most important obligations that must fulfill to the other party is from banks and other financial institutions. Because the discipline you are paying in installments and ratings are a reflection of your good name in their eyes. Once You pay the late your name will be entered in the list that should look out for black later. So keep the good name as a debtor is very important here, because it would be useful later on in the future. In addition it is with this installment, prioritizing pay means we already appreciate the creditors we were kind enough to lend money to us.
After paying their mortgage debt, then you’re doing is the tithe or make a donation. Yes this is one of the proof of our gratitude to Allah, the Almighty God who has given the gift of luck to all of us, so that we can do everyday economic activities smoothly without drawbacks. By allocating special funds to tithe was then it surely Allah will increasingly add grace and abundant sustenance to us. Do we want more and received by The Creator and giver of Sustenance we?
After the tithe what else ya? Next are not equally important is set aside at least 10% of your income for savings/investment. Wow, a why front of you? Instead of just saving it at the end of alias if there’s any left over? that’s one of our bad habits with the wait if there’s any remaining money in the end of the month, when in reality it is almost always no remaining right? That means we’re never going to be saving. Well, now the trend is a good habit of saving and in front, with a cut right off every time it receives a salary/income. For more information about what and how this has been disciplined in saving we explain in a previous article entitled “Saving Tips For Low Earning .
Do not Work for Money! Money that should work for you!
print to earn money is a concept that exists in the minds of many people from since time immemorial to the present. People work on wage and just looking for a reward. As a result, many people who feel it is working very hard but still do not feel enough, or even indeed in fact, his work is just enough for everyday life, with no savings and pension. The principle works like this that are considered by Robert T Kiyosaki as a working principle is wrong. You may need to read a book with the title of Robert Kiyosaki Rich Dad Poor Dad. In this book, Kiyosaki describes the need to change the mindset that we have in our heads.
In this book, Kiyosaki explains the difference in thinking between Rich Dad and Poor Dad. This book provides new insights on many people to think as Rich Dad. Kiyosaki teaches us to be able to think and provide education including schools and our children with the mindset of Rich Dad, Poor Dad instead of patterns of thought.
Kiyosaki also stressed the need for a major reshuffle in the concept of thinking about work and money. Kiyosaki’s success became a very successful financially begins with the ability to discover a new concept in the works. Kiyosaki’s success started with the realization that the concept of working for money is a mistake. This concept will only take us on a number of us work that much money. Robert Kiyosaki explains that in order to be successful, one needs to think again about that concept and replace it with a new concept, the concept of where the money work for us. Poor Dad is the mindset of the old mindset that makes us immersed in heavy work without maximum results. Poor Dad mindset makes us stuck on the idea that we should have a turnover and a large income to become rich. In this new concept, Robert Kiyosaki invites us all to take advantage of our assets as a basis for working capital. Aware of the major capital asset is that we must have.
Investigate Financial Habits of Men Before Marriage,
I think we pretty stressed about work and bills the bank account. Unfortunately, the financial problem was not just attack you, but also the relationship with your partner.
Relationships also subject to the impact of less favorable economic conditions. If you are not a conglomerate of children, may not always be filled out with dinner at a fancy restaurant, a holiday to Bali, or buy him the expensive diamonds.
How difficult economic circumstances affect the relationship?
When people are afraid of losing jobs or money, it can cause a large amount of tension and strife. Spending habits-something as simple as a date at a restaurant, can sharpen the arguments of each side.
So, how do couples get past the problem without breaking the bond?
Take advantage of this condition as an opportunity to find out how your male partner to deal with money. There are four things you should investigate as a major consideration when deciding to marry him.
First, how much he used to save money in the bank?, Second, whether he tends to shoppers splurge?, Third, whether he’s responsible enough in holding the money?, And fourth, how to pay any bills?.
Is there something to be sought out in the dating process?
Credit card debt is a legitimate thing to ask. You certainly do not want a relationship with a blind which was at risk of destroying the contents of your own credit card. But, do not mention this problem in the first date, second or third. You can begin to raise this subject after the third date.
What is your advice to women who have better financial condition than their lover?
Supposedly, you are sensitive to self and selfishness side of him. In order not to humble his pride, let him be paid expenses for a date. Men will feel little if you always pay for dates.
What if the opposite is true?
Ladies, you do not always rely and expect the lovers who will pay all dating expenses.
Do men have to pay for a first date?
Is it permissible to lend money on a girlfriend?
If you love her, yes.
What about joint accounts?
There’s a good idea to have two accounts. One account for the joint, and another one for your own account.
The use of credit cards can help and facilitate the user in the transaction either to shop or pay other bills such as insurance billing, mobile phone credit bills or other bills that allow to be transferred to the credit card bills.
However, the excessive use of credit cards is limited incomes it will cause financial difficulties / debt. It’s good for credit card users with limited income can read tips free of credit card debt:
- If possible, do the payment of outstanding credit card bill as a whole on the interest-free period.
- Use cash as a means of payment if possible.
- Reduce, avoid using credit cards unless you can pay the bills paid in interest-free period.