How much actual money that you have ?
When a friend of mine who still works as a civil servant, a friend I feel all the necessities of life are met. The facilities provided are very comprehensive and provide exceptional comfort. Of health insurance (though just ASKES) family to life, the certainty of a fixed job, until retirement. It was not needed anything else, the important focus only on the job.
But, my friend began to feel things that are unnatural, because it often meets with employees who have retired. Many of the things they tell, including the lack of pension funds they receive. At that time my friend thought was reasonable, because all the people that were not always enough and never feeling satisfied with what they have. When one day, one employee died young, begin to open the eyes of my friend. His wife only received a small pension from the State, certainly not enough to feed herself and her two children are still in school. It was not until I began to count, how many actual pension will I receive? Is it enough to meet the needs of families?
Not satisfied with the number that appears, I became awakened friend. During this time, we are satisfied with the condition of the office / place of our work will provide a pension fund until we die. However, just whether or not to live later, no one ever discussed it. Until finally, the retirees are aware that they can not do anything else, just begging to raise their pensions. Very unpleasant, is not it? Meanwhile, in retirement we want to live comfortably, enjoying the hard work so far.
My friend then started counting. If retired, my lifestyle would like what? How much actual money that I can retire from office? What kind of facilities which I still receive after retirement and whether it is sufficient to meet future needs? Increasingly ask, the more the number that appears and the more frightening to see the amount of money I have saved from now to cover the shortfall. My friend realized that the fund and retirement facilities are not sufficient to meet the needs of old age. Saving money just was not enough.
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