WHY WOMEN SHOULD BE SAVING
Everyone seemed to acknowledge that the women, both of which are single or married are encouraged to set aside earned income for savings. At least we have an emergency fund which at times can we use that “trapped”, the husband would reportorial continue? Borrow? Ah, that was not entered our formula? The only way we are forced to save.
Indeed, ideally when married already housekeeping, men provide for women. As for single people, parents who are responsible for our livelihood and if there are no close relatives who could menacing us, then the state should be responsible. that mindset still exists in your mind now? Should you get rid of long distance, because in an era of increasingly globalized feminism is, not infrequently even the women vying to earn a living in order to meet personal needs, his brothers are not even a few who became the backbone of the family. Well then why do women have to save? It is time we start thinking about saving, because our needs are sometimes not easy to predict makes us have to set up an emergency fund to be used at any time. In addition, there are several reasons why these women, especially housewives are encouraged to save money so it’s not just the men or the head of household saving. The reasons include:
1. Higher health costs
The physical condition of women is more vulnerable on appeal to men. For autoimmune diseases such as lupus, which affects the ratio of men and women is 1:9, 1:8 and chronic hepatitis type 1 diabetes the ratio 1:2. Not to mention the cost of delivery is not small. It is further clarified by the difference in the value of health insurance premiums between men and women. Real insurance premiums are usually more expensive for women than men. This suggests that women are more health costs than men.
2. Salary Whole
Another reason is because women are usually smaller salaries than men for the same position. Why is that? Because men are considered as the head of the family, so it gets family allowance, while the women are not, because they do not have a responsibility to support his family. If able, the amount must not be smaller than the male. Even so, the salary received by women is usually intact because it is considered as additional income only. This is more pronounced for the single or the Just married. Once with the term “Money is money the husband and wife, yes money money wife and wife” Well, if it were so of course your chance to be able to save more, right?
3. Often Moving Work
Perhaps for reasons of rotation or need a new working atmosphere, often women change jobs more frequently than men. If every time out of work we do not have a backup, would be very inconvenient Lauralee at its end.
4. Longer Age
Statistics show that women living allowance or even longer than men if we consider, the oldest record is also more widely held by women. Shhh! Do not be excited yet, because this means that women have a longer retirement than men. If men and women retire at the same time, means we need more funding during the period, is not it?
5. Inheritance is only 1 / 3
Then, about the division of inheritance. Women do get a smaller inheritance than men. However, just take it, a legacy that may be only 1 / 3 is intended for himself, there is no obligation to share it with others. Unlike the case with men, though he gets 2 / 3, they have an obligation to support his wife and children. Of course, still larger than the one serving to own two portions to busy-busy, right?
Well, if you’ve found various reasons to save, why not start now to further discipline him again? After all, for the common good and for the future. Keep in mind for women or mothers were bolstered when you want to start saving, will be safer if the husband dear knows. Well, These are the reasons why women have to save!.
Look forward to the next discussion neighbor steps to form an emergency fund.