If you have a friend who is always trying to borrow money from you, suggest that he or she look into title loans instead. A title loan is a way for your friend to borrow money against the title of his or her car if they hold the title to their car clear of any liens. In Florida and certain other states lenders will loan money to consumers who can use their car title as collateral. Sometimes these loans are called car pawn loans or car title pawns.
Don’t worry, your friend will still be able to drive the car as long as they current with the payments. If your friend does not keep up with his or her payments, the lender will take their car. This fact is make very clear when any car pawn loans are taken out by consumers. You can bet that your friend, who may have been sluggish paying you back, will keep up with the payments for a title loan.
If you just can’t keep lending a friend money, suggest title loans for them instead. It will save your friendship from being ruined over a loan. Your friend may also learn how to manage his or her money better once they have no choice but to put their car on the line.
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